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Importance of Physical Exercise according ot age and sex

Importance of Physical Exercise according ot age and sex According to Age: Physical education is applicable for people of all ages. But programmes of physical education differ likings and dislikings for different age-groups. Not only physical exercise but also food, likings and dislikings and physical abilities are different for different age-groups. For example, physical ability of children is not equal to that of adults.  So to develop the abilies exercise through games should be introduced accordingly. Frog jumps, touch and back, crow jump or recreational games are some physical activities that can improve physical ability of children. Selection of exercise and games for adolescent should be done systematically. Standing in a line, exercise of hands and legs, running with a ball, touch and play, etc. and games and physcial exercise can be used to develop physical abilities of children. Remember, children and adolescents should not participate in weight lifting exercise. It causes h

Nature of Bank-Client Relation

Person, institution, company involved in the banking business is called “Banker”. In such a way client means that person who is involved with the bank through his account or any of the services of the bank. On the basis of the functions and services provided by the bank to its clients Bank – Client relationship can be considered as:

1. Debtor-Creditor Relationship: When the client deposits money in the bank then the bank is a debtor and oppositely other party is a creditor. Thus this relationship grows through depositing money by the client.

2. Contractual Relationship: This relationship establishes through opening a bank account by the client. This relationship creates rights and responsibilities for both parties. Under this contract, the bank remains liable to return back the client’s deposited money.

3. Client’s trustee: Most of the time banks give protection to the client’s valuables, documents, etc. through providing locker services. This relationship can be considered a legal relationship.

4. Mortgage provider and receiver relationship: Bank provides loans against the client’s property. This relationship is the outcome of the client's long-term relation and belief in the bank and the bank’s long-term services delivered to the clients.

5. Agency relationship: Payment dues and collect receivables are on behalf of the clients are the responsibilities of the bank.

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