How to check credit score Bank of America?

Checking your credit score with Bank of America depends on whether you're a credit card customer and which score you're interested in:

1. Free FICO® Score (TransUnion®) - for eligible credit card customers:

  • If you have a Bank of America credit card and online banking:
    • You can access your free monthly FICO® Score from TransUnion directly in Online Banking or the Mobile Banking app.
    • Look for the "Credit" section or search for "FICO® Score."
    • This method won't impact your credit score.
  • If you don't have a Bank of America credit card:
    • Consider applying for one to benefit from the free score access.

Bank of America

2. Other options:

  • Get a free credit report from each of the three major bureaus (Equifax, Experian, and TransUnion) once a year. This won't show your FICO® Score, but it provides detailed information about your credit history.
  • FICO® website or app: Purchase your FICO® Score directly from FICO for a fee. This gives you access to various score versions and additional insights.
  • Third-party credit monitoring services: Several companies offer credit monitoring services, often with a free trial period. These services typically provide your credit score, reports, and credit alerts.

Additional points to remember:

  • The FICO® Score Bank of America shows you in online banking may be different from other FICO® Scores used by lenders. This is because lenders use different versions of FICO® Scores based on their specific lending criteria.
  • Checking your credit score won't hurt your credit. Checking reports frequently with is even recommended to catch any errors.

I hope this clarifies your options for checking your credit score with Bank of America!

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