How to check credit score Bank of America?

Checking your credit score with Bank of America depends on whether you're a credit card customer and which score you're interested in:

1. Free FICO® Score (TransUnion®) - for eligible credit card customers:

• If you have a Bank of America credit card and online banking:

• You can access your free monthly FICO® Score from TransUnion directly in Online Banking or the Mobile Banking app.

• Look for the "Credit" section or search for "FICO® Score."

• This method won't impact your credit score.

• If you don't have a Bank of America credit card:

• Consider applying for one to benefit from the free score access.

2. Other options:

• AnnualCreditReport.com: Get a free credit report from each of the three major bureaus (Equifax, Experian, and TransUnion) once a year. This won't show your FICO® Score, but it provides detailed information about your credit history.

• FICO® website or app: Purchase your FICO® Score directly from FICO for a fee. This gives you access to various score versions and additional insights.

• Third-party credit monitoring services: Several companies offer credit monitoring services, often with a free trial period. These services typically provide your credit score, reports, and credit alerts.

Additional points to remember:

• The FICO® Score Bank of America shows you in online banking may be different from other FICO® Scores used by lenders. This is because lenders use different versions of FICO® Scores based on their specific lending criteria.

• Checking your credit score won't hurt your credit. Checking reports frequently with AnnualCreditReport.com is even recommended to catch any errors.

I hope this clarifies your options for checking your credit score with Bank of America!